An Overview of Annuities | Mac Insurance Group

An annuity is a financial product designed to provide a steady income stream over a specified period or for life, typically used as a retirement investment.

Before You Decide:

If you are considering purchasing an annuity call us to discuss the following:

The rating of the insurance company (indicating their financial strength) issuing the annuity, particularly in the case of a fixed annuity.
Understand the fees you will pay.
Understand that if you are considering a withdrawal from an annuity it may be subject to taxes and a 10% federal penalty if taken prior to 59 1/2 years of age

For additional information about annuities you can visit www.sec.gov/answers/annuity.htm (If you cannot access this information online, contact us to request a copy.)

* Annuity guarantees rely on the financial stability and claims paying ability of the issuing insurance company. Feel free to get in touch with our professionals to discover the options available to you.

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